Machinery Finance Resources -

(888) 808-0834

Representatives Throughout the USA

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Options to fit your shop's needs

Financing Options

MFR offers a variety of finance options to meet the unique needs of your business. 

Our financing specialists understand the industry and can customize a solution that meets your specific needs.


Equipment loans are notes and security agreements through which MFR finances your purchase of equipment on a fixed rate basis. You are entitled to the depreciation and interest write-off.

Capital Lease (Lease to Own)

When you choose a capital lease, your equipment can be purchased for a pre-arranged price at the end of the lease term. You can arrange your lease with a $1.00, $101.00 or a 10% purchase obligation. Under this structure, you keep the depreciation benefits associated with ownership.

Equipment Finance Agreement (EFA)

This finance option bridges the gap between a lease and loan. You are considered the owner of the equipment upfront. The agreement is a fully amortized fixed rate business loan. You are entitled to depreciation benefits associated with ownership.

Operating/Tax Lease

Your operating/tax lease purchase options can be structured as either fair market value (FMV), capped, or early buyout option (EBO). Under a tax lease, MFR retains the depreciation and you receive the benefit of lower lease payments.

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